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    HMO Yield vs BTL Comparison

    Written by Scott Jones, founder of PropertyKiln.

    Compare a single-let against an HMO conversion — yields, conversion payback and the 13% sale premium.

    This calculator provides estimates based on current UK tax rates and regulations. It is not financial advice. Results depend on your individual circumstances. Consult a qualified accountant for advice specific to your situation.

    Property

    Single-let (standard BTL)

    HMO conversion