Skip to content

    Section 21 abolished 1 May 2026. Check what this means for you.13 days to go Read the guide →

    PropertyKiln

    HMO Yield vs BTL Comparison

    Written by Scott Jones, founder of PropertyKiln.

    Compare a single-let against an HMO conversion — yields, conversion payback and the 13% sale premium.

    This calculator provides estimates based on current UK tax rates and regulations. It is not financial advice. Results depend on your individual circumstances. Consult a qualified accountant for advice specific to your situation.

    Property

    Single-let (standard BTL)

    HMO conversion

    PropertyKiln uses essential cookies to run the site and optional analytics cookies (Plausible) to see which guides help. No ad-tracking, no resale, no creepy stuff. You can change your mind anytime on our cookies page.