Insurance Needs Finder
Written by Scott Jones, founder of PropertyKiln · Last updated
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Standard landlord BTL insurance isn't enough for HMOs, holiday lets, or mixed-use properties. Using the wrong wording can void a claim entirely.
Walk through six questions about property type, tenant type, licensing, rent level, and location. Output: a list of the insurance product types you need (buildings, contents, liability, loss of rent, rent guarantee, legal expenses, home emergency), recommended sum-insured ranges, and specific wording pitfalls to check for on your quote.
Not a comparison tool — a requirements tool. Once you know what you need, go to a broker or direct insurer to compare quotes.
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