Tools and Calculators
Free interactive calculators, checkers, and decision tools for UK landlords
Section 24 Tax Impact Calculator
Free calculator comparing net profit before and after Section 24 at basic, higher, and additional tax rates. Input your rental income and mortgage interest.
Incorporation Decision Calculator (Ltd vs Personal)
Free calculator showing SDLT on transfer, CGT cost, corp tax vs income tax with dividends, and breakeven years for incorporation.
BTL Yield Calculator (Gross and Net)
Free buy-to-let yield calculator. Calculates gross yield, net yield after all costs, and annual ROI on deposit.
EPC Upgrade Cost-Benefit Calculator
Free calculator estimating EPC upgrade costs based on property type and age. Shows years to recover via higher rents or avoided penalties.
CGT Calculator for Property Disposals
Free CGT calculator for property sales. Acquisition cost, PPR relief, lettings relief, annual exempt amount, and 60-day reporting trigger.
SDLT Calculator (Including 5% Surcharge)
Free SDLT calculator for landlords. Standard residential, additional dwelling surcharge, first-time buyer relief, plus Scotland LBTT and Wales LTT.
Rental Income vs Expenses Tracker
Free tool to track monthly rent, mortgage, agent fees, insurance, maintenance, and voids. Outputs annual profit/loss and SA figures.
MTD Quarterly Reporting Tool
Free MTD quarterly reporting tool. Pre-formatted income and expenses capture for each quarter with property-by-property summary.
HMO Yield vs BTL Comparison Calculator
Free calculator comparing HMO room rents vs single-let rent after management, licensing, and compliance costs. Shows conversion payback.
Airbnb Pricing and Occupancy Tracker
Free Airbnb tracking tool. Monthly occupancy, ADR, gross revenue, and net after cleaning and platform fees with seasonality view.
Cash Flow Stress-Test Calculator
Free portfolio stress-test calculator. Tests resilience against interest rate rises, void periods, rent decreases, and repair costs.
Void Cost Calculator
Free void cost calculator. How much each empty week costs: mortgage, insurance, council tax, utilities, and opportunity cost.
Portfolio Tax Reserve Calculator
Free calculator showing how much to set aside monthly for self-assessment, payments on account, and MTD quarters.
Rent Increase Calculator
Free rent increase calculator. Current rent plus percentage increase, Section 13 requirements, comparable rents, and affordability ratio.
Mortgage Affordability Calculator for BTL
Free BTL mortgage affordability calculator. Max borrowing, stress test rate, and ICR requirements at different deposit levels.
Property Purchase Total Cost Calculator
Free calculator showing total investment: purchase price, SDLT, legal, survey, mortgage fees, refurbishment, and letting costs.
Rent vs Mortgage Payment Comparison
Free tool comparing monthly rent achievable vs mortgage payment at different rates and LTV levels. Shows net monthly cashflow.
HMO Licensing Checker
Free HMO licensing checker. Answer 5 questions about your property and find out if you need mandatory, additional, or selective licensing.
EPC Rating Estimator
Free EPC rating estimator. Enter property type, age, heating system, and insulation to estimate your current EPC band and upgrade costs.
MTD Readiness Assessment
Free MTD readiness assessment. 10 questions about your property income and record-keeping. Shows if you are in scope and what to do.
Deposit Protection Compliance Checker
Free deposit protection checker. Enter tenancy start date, deposit amount, and scheme to check compliance and penalty risk.
Right to Rent Document Checker
Free right to rent document checker. Enter the documents your applicant has and find out if they pass List A or List B checks.
Renters' Rights Act Readiness Checker
Free readiness checker for the Renters' Rights Act. 10 questions about your tenancy management with a prioritised action list.
Insurance Needs Finder
Free insurance needs finder. Enter property type, number of properties, and tenant type to get personalised insurance recommendations.
Landlord Tax Band Calculator
Free tax band calculator. Total income, rental income, and allowable expenses to show effective tax rate and Section 24 impact.
Should I Sell This Property? Decision Tool
Free property hold vs sell decision tool. Input value, rental income, mortgage, and expenses to compare returns over 5 and 10 years.